Were you told that the only mortgage you could get would be from a specialist or sub-prime (non high street) lender? Yes No

Does your mortgage continue into your retirement? Yes No

Did you repay existing debts by adding them to your mortgage balance (consolidation)? Yes No

Were you asked to "self certify" your income even though you could have proven your salary? Yes No

Are you currently three months or more in arrears with your mortgage lender? Yes No

Is your home an ex council house purchased under a Right to Buy Scheme? Yes No